Compliance Without the Complexity

One AML/KYC platform for Danish businesses. Run identity checks, assess risk clearly, and keep records of every decision.

GDPR Ready
80+ Watchlists
Ongoing Monitoring
Ready for AMLR 2027
Danish Market Ready

Everything You Need for AML Work

Eight connected areas that cover your full process from first contact to ongoing follow-up.

Identity Verification

Secure identity checks with MitID, face matching, and liveness checks. Most customers complete this in seconds.

Sanctions & PEP Screening

Check customers against 80+ sanctions and PEP lists, plus adverse media, to catch risk early.

Company Verification

Automatic CVR lookups give a clear view of ownership, management, and beneficial owners.

Risk Assessment

Assess risk across 19 factors with three due-diligence levels (SDD/CDD/EDD). Update rules without engineering work.

Case Management

Cases move through four approval levels. Set escalation rules, assign tasks, and track deadlines.

Audit Trail & Evidence

Every decision is stored in an immutable audit trail. Evidence is kept for 5 years and can be shared quickly with regulators.

Checks Before Trade

Run checks again before each trade so sanctions, PEP status, and risk profiles stay up to date.

Mobile Onboarding

Mobile onboarding with links, QR entry, and document capture. Customers are guided step by step.

How It Works

Three simple steps from onboarding to approval.

01

Onboarding

Customers complete identity checks with MitID, document capture, and KYC questions in a guided mobile flow.

02

Screening

Customers are automatically checked against sanctions and PEP lists, and adverse media is reviewed for relevant risk.

03

Approval

Cases are routed by risk level through four approval levels, and every decision is recorded in an immutable audit trail.

Identity Verification That Just Works

With MitID, customers can confirm their identity quickly using the eID they already trust. Face checks add an extra layer of safety.

  • MitID & NemID support
  • Face recognition
  • Liveness checks
  • Clear confidence score

Screening That Never Sleeps

Customers are screened before every trade against sanctions and PEP lists. AI-assisted media review helps identify risks that might otherwise be missed.

  • Checks against 80+ lists
  • AI-assisted media review
  • Automatic checks before trade
  • Flexible freshness windows

Risk Assessment on Your Terms

The risk model assesses country, product, channel, and more. Update rules over time so they match your policy and new requirements.

  • Risk model with 19 factors
  • Visual rule builder
  • Automated due-diligence levels
  • Custom risk factors and thresholds

Audit Trails You Can Trust

Every decision, screening result, and approval is stored in an immutable audit trail. That gives regulators and auditors clear, trustworthy records.

  • Immutable audit trail
  • 5-year evidence retention
  • Reports in a few clicks
  • Full approval history
1,200+
Hours Saved per Year
80+
Watchlists
19
Risk Factors
5 Years
Evidence Retained

Ready for a Simpler Compliance Process?

Join Danish companies using Karaml for AML/KYC. Ready for AMLR 2024/1624 before the July 2027 deadline.